Coupons Can Be Your Best Friend Part 2

Part 2.

Sort your coupons/span> Use plastic protector sheets to help sort coupons. You can combine them into a single sleeve and even divide them up by date. Labeling the sheets just like the aisles in your favorite grocery store will allow you to pull only the coupons that you need. It can also give you a quick glance at the expiration dates to make sure you are not left stranded at the checkout.

Go for the Big Deals
Checking the weekly flyers put out by your local stores can save you even more money. Many of these sales flyers can be found online or will be delivered to your home. Also check in the front of the store to see what is on sale for the week and buy only the items that match your list, unless it is a staple that you use all the time.

Websites Check around for websites which pool all of the local deals plus great coupons.

Taking the time to do a little sales research before you make the trip to the store is one of the best ways to save money.

Organizing your coupons by type and date will help you save time and money. Using them in combination with sales at the store could just help you build up your savings account significantly at end of each month.

We all need to buy items to eat and to use in the household, but why pay more if you do not have to?

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Coupons Can Be Your Best Friend, Part 1

Part 1.

Ever wonder what it would be like to get paid for buying what you were going to buy anyway? For instance, you walk into the store for a loaf of bread and walk out with a couple of extra bucks as well as your bread?

This is what it is like if you use coupons and also shop the sales in your local supermarkets and also your chain drugstores, many of which are now starting to carry a lot more food items and paper products at really good sale prices.

Combining a coupon with an already low sales price is almost like getting the item for free.

Coupon using can be a hard and stressful work, but thanks to online sites and emails from the manufacturer, plus sale flyers online that allow you to click the items to add them to your grocery list makes it easier than ever before to save money through clipping and using coupons.

The main rule with coupons is only to clip the ones for items that you use regularly. It is nice to try new things once in a while, but coupons are really no bargain if you are spending more in the end than you normally would.

If you do not spend that much time online, now is the time to start. You will also want to get any Sunday newspaper coupon supplements and cut out what you need.

Once you do that, you need to organize them.

Organize Getting a simple binder with plastic pockets, such as 2 pockets per sheet, can help you use all your coupons easily. Be sure to bring pen, paper, calculator to work out a unit price, and your list.

Also consider that when an item is on sale and you are using a coupon, the price may actually be cheaper than the warehouse club price, so be vigilant and look for the best deals.

and also protects your valuable pen, calculator and even cash stored in the nifty side pockets.

Continued in Part 2.

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Making a List and Checking it Twice When Shopping, Part 2

Part 2.

Try to map out the stores you frequent. Unless they constantly move items around, you will be able to quickly find the cereal and the mustard without having to search around, wasting time and money. Being able to grab exactly what you need aids in cost savings because, again, you won’t be left to your own devices when walking aimlessly up and down the isles.

Budget check often Leave room on your list to write down prices. Many stores will honor prices if marked incorrectly on the shelf, or even give you that particular item for free if it rings up incorrectly. Being able to keep track of the dollars you are going to spend as you walk through the store also helps when it comes to shopping on a budget. When you see the dollars adding up, it is much more difficult to justify the impulse buy at the checkout lane.

To recap, make sure you have the list with you before you leave the house. Also, make sure that list is as complete as possible by keeping a running tab of needed items on the fridge. Sort the list by common items to make life easier and know where those items are located. Finally, keep track of your spending on the same list to help with frugal shopping.

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Making a List and Checking it Twice When Shopping, Part 1

Part 1.

 

The biggest frustration for a family on a budget is forgetting the ever-important list at home. This usually results in a bout of yelling and blaming, followed by an attempted list-recreation while moving through the store. Generally, this causes an abundance of items, half of which are not even needed, ending up in the shopping basket. Not to mention blowing the budget out of the window and still having only partial ingredients to make any resemblance of a meal.

Shopping lists are only as effective as the person who makes them. The rule for shopping lists is to make sure you look through all of your items, including the shelves where you stock the goodies, to make sure you have written every last thing down. The best thing to do for keeping a good list is to hang a piece of paper on the refrigerator to keep a running tally as you use up items. This will help ensure minimal items are missed. It is still helpful to go back through the fridge, freezer and all pantries before heading to the store.

When creating your list, there are a few tips to remember:

Organize Try and keep your list organized by where items are placed in your kitchen. For instance, have a column for frozen goods, another for refrigerated and a final one for pantry items. This will help three fold.

First, when you are shopping, many items are grouped together in this same way. This will increase your shopping speed and leave little room for impulse buys because you are just wandering up and down the isles. Second, all of the like items will be packaged together since they are in your cart together, keeping the cold items cold and the meats away from the bread and eggs. Finally, since the items are packed together, putting them away at home will be a breeze. They will already be grouped according to where they go.

 

Continued in Part 2.

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Tips for Smart Shopping for Clothes

 

We’ve all seen the headlines. These days, more and more people are living on a tight budget. While men and women alike enjoy shopping and appreciate having a nice wardrobe, they also want to be able to maintain some semblance of a budget in the process.

If you’re one of them, there are some tips that you should keep in mind when you head off shopping to expand and broaden your wardrobe.

Before purchasing a piece of clothing, try to think of at least two pieces that you already own that you can wear with it.

Don’t be haphazard with your purchases. You might see something on a shelf or rack and find it appealing, but if you don’t have anything that goes with it, it will just sit in your wardrobe. Avoid impulse purchases at all costs.

You might also consider shopping online to get some ideas as to how to mix and match your current wardrobe, with one or two all purpose pieces.

There is nothing worse than the impulse buy you regret, or the purchase that a salesperson talked you into.

While a particular item may be attractive, some items really do not enhance your wardrobe, or your appearance. hose skinny jeams may look great on someone who is skinny, but be realistic,”it may be the fashion, but if rolls of flab are sticking out from under your belly top you might want to go from something a bit more classic. Or at least do a few more sit ups and try to work off the love handles and muffin top.

When it comes to developing a wardrobe that is full of good value clothing you will be able to wear over and over again, it is important that the pieces that you select to include in your wardrobe compliment one another.

As you go about shopping and as you eye a piece of clothing on a store rack or shelf, don’t run off and purchase that piece unless you can be sure you have several things to match it, plus, it really is the bargain you think it is.

By shopping in a careful manner, you will be able to develop and create a truly fantastic and versatile wardrobe.

In addition to allowing you the ability to expand your wardrobe with compatible matching pieces, this manner of shopping also assists you saving money along the way. You end up avoiding impulse buying, and thus spending money on items that you will not be able to wear with any frequency because you do not have other items that match or compliment it. Or items that are so trendy they will be outdated soon, or so obvious that people will notice how often you wear it.

Remember, you can never go wrong with basic black, and a whole number of colors to go with it. But there is no need to buy a rainbow of color.  The more simple your wardrobe, the better. It will also save you time in trying to decide what to wear every morning!

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