Welcome to Guru Goddess


Welcome to Guru-Goddess. We publish articles and guides for busy women who want to stay in the know and on top of all areas of their busy lives. The word Guru means teacher. Guru Goddess is by women, for women, to empower women. Click on the links to the right to start reading all the articles of interest to you.

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How to Become a Wedding Planner, Part 2

In the first part of this series, we discussed how to get started as a Wedding Planner and some considerations to keep in mind when working with clients. You can get organized to offer a range of choices for the people planning the wedding, such as the bride, the bride and her parents, or the bride and groom, but no one will want a cookie-cutter wedding.

So, where else can you learn all about wedding planning besides researching it thoroughly online and in books? There are also a number of online courses that you can take in order to get certified as a wedding planner.

Planning a wedding can also help you learn a great deal about the logistics of planning any large event involving a lot of people. You may have gotten the bug from planning our own wedding, attending lots of them, and/or being asked to help a friend or family member plan theirs. Whatever the reason, it is one of the most fun and exciting things you can do, but also nerve-racking if things do not all go according to plan.

Naturally, some weddings will be more romantic events than others, and some will involve more food and audience participation than others.

The bride’s wishes are paramount when it comes to wedding planning, but it is also important to set the scene for the wedding in such a way that it not only reflects her personality, but that of the couple, and will be enjoyable for a wide variety of guests, from small children (who might or might not be invited, depending on the bride) to more senior and perhaps traditional wedding guests such as grandparents.

Making a list of styles and themes and sources for these items can also help keep you organized, and your clients happy.

In the next part of this article, we will discuss what to do once you have gotten yourself organized and want to set out your shingle as a wedding planner.

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New Range of Dog Breed Jewelry


Our animal rescue friends have done it again, launching a new line of breed-related dog jewelry.

We love cocker spaniels here, so let’s start with this pretty pendant:

ProudCockerSpanielMomPendantWithFauxDiamondChips ProudCockerSpanielMomPendantwithFauxDiamonds

BUY NOW: Cocker Spaniel Pendant = Proud Cocker Spaniel Mom

Or, if you want to start selling these and other items in this jewelry line, go to the affiliate page for RingAround and earn 25% commission on every item you sell.

Makes a great gift for Mother’s Day or for anyone who is the pet parent for a cocker baby. More breeds coming soon!

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How to Become a Wedding Planner, Part 1

Becoming a wedding planner can be a fun and exciting job, but also a high-stress one as brides of every type come to you for help in planning what should be the most special day of their lives.

Every bride wants her day to be perfect. The trouble is that perfect means different things to different people. Some brides will want the best of everything, while others will want a more simple wedding, and one that reflects their own style and personality, or of both she and her spouse.

If you have a romantic side and enjoy planning and organizing, and in particular planning live events, becoming a wedding planner may be an ideal career to consider.

The first step will be to become as familiar as possible with the wedding industry. And yes, it IS an industry. There is big money to be made in weddings, even in a bad economy. People may scrimp and save in some areas of their lives, but a wedding will usually rate splurging even if they have to max out the credit cards to get what they want.

You can find a variety of top wedding planning guides online that will give you many ideas about the kinds of things that are considered essential, and which are only optional, when it comes to planning a wedding. Creating a checklist so you can run through all the essentials first, with gold, platinum and diamond level options, as it were, for each essential, can help the bride and anyone else involved in planning for and paying for the wedding all get on the same page.

Traditionally, the bride’s family would pay for the wedding, and in some cases this might still be an expectation on the part of the bride’s family, in which case you might also have to deal with parents as well as the bride in reference to cost and final decisions.

Modern couples, especially those who have already established a household together and might even have children with each other already, will usually pay for the wedding themselves, but might have a range of particular needs because of this, such as being more frugal, or wishing to incorporate their children into the ceremony as much as possible. So if you are great with people, and detail oriented becoming a wedding planner might be ideal as part time or full time consulting work.

In the second part of this series, we will look at other aspects of becoming a wedding planner to see if it is right for you.

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Choosing the Best Business Entity for Your New Small Business


Starting your own business can be an exciting time in your life, but not one to be entered into lightly. One of your biggest decisions will be , but what type of business entity should you use? There are advantages and disadvantages to every type of structure.

The key is to consider your needs and then simply match them to the business entity that makes the most sense depending on the kind of small business you wish to run.

Forming a business properly will give you tax advantages, and protection from identity theft. You will not have to give anyone your social security number online, for example, in order to get paid for your products and services. So which business entity is right for you? Let’s look at the most common structures for the small business owner:

1. Sole proprietorship.
With a sole proprietorship, legally, you have no separation from the business. You would report the business income as personal income. Also, the business debts and liabilities are your debts and liabilities.

2. Partnership.
This is essentially the same as a sole proprietorship, but with more than one business owner. Sole proprietorships and partnerships make the best sense for smaller service businesses (little business debt) and those with limited assets.

* If you’re going to be selling products, you’ll have inventory. Inventory typically means debt, since there is usually a period of time before the bill comes due.

* Be careful about using a partnership or sole proprietorship in this situation. If you can’t pay your bills, everything is fair game for the bill collectors, including your house, car, bank accounts, and other assets.

3. Limited Liability Company (LLC).
A limited liability company separates the owner from debts, liabilities, and legal judgments against the business. In theory, any claims against your business could not result in you losing your personal property or assets.

* It’s smart to consult an attorney to set up your LLC in such a way that no court would be able to “lift the veil” of separation between your corporation and your personal assets.

* For tax purposes, an LLC is handled the same as a sole proprietorship or partnership. Your business income is reported as personal income. However, there are a significant number of tax deductions you would be allowed to take compared with filing a personal return.

4. C-Corporation or S Corporation.
From a liability standpoint, a corporation is similar to a limited liability corporation. Your personal assets are safe from your business-related issues. However, for tax purposes, the business is taxed separately from personal income. The business itself is taxed.

* You would be taxed for whatever salary or bonus you receive. This would be considered personal income.

* Corporations and limited liability companies make a lot of sense for owners that have a real risk of being sued, or the possibility of creating a lot of business debt. It is also worth considering for those that have considerable personal assets. In our litigious society, it is often not a case of IF you will get sued, but WHEN. Do not let this deter you from starting your own business, but do let it be a practical reminder to put all your protections in place from the beginning of your business in order to save a lot of trouble further on down the road.

* Corporations also allow for the issuing of stock. This means you could raise funds later if you needed to.

*Corporations are allowed many more tax deductions that an individual.

*Corporations will cost more money to set up, and there are very specific rules that need to be followed in running your corporation.

*Fortunately, thanks to the Internet, incorporating is a lot easier that it used to be and depending on what company you use, you will often get a kit with all of the paperwork and so on that you need to set up and run the corporate effeciently.

* Keep in mind that the corporate tax rate in the United States can be quite high. That’s why so many corporations have a small office in another country and declare that their headquarters. Unless you want to raise money by issuing financial instruments (stocks and bonds), the corporation structure is probably not the most beneficial choice.

5. Nonprofit. If your business will rely on donations and carry out a purpose that serves the community, you might consider a nonprofit corporation structure. Suitable purposes include educational, scientific, religious, or charitable purposes.

* The income received in the form of donations is typically not taxed.

*Non profit does not mean you make no profit. There are rules and regulations involved in how the money is earned and spent, but basically, you work it so you have a $0 balance at the end of the year.

6. Cooperative. A cooperative is very similar to a partnership and limited liability corporation. There are multiple owners with liability protection, but income is taxed as personal income. Cooperatives are all about having equal owners. One person=one vote. All income and benefits are distributed equally. This might be great if you have a range of people you can work well with, but going into business with someone else can change both of you. Do not be willing to get married if you are not prepared to also get divorced if things do not work out, in partnered life, and in business.

Setting up a business doesn’t have to be difficult. Choose the structure that best suits your needs. Some forms of business are more complicated and expensive to set up than others. Check out all the details before making your decision and get some expert help.

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