New research seems to show why winter is flu season

Here is some good news!

Researchers in the United States believe they have discovered why flu and other respiratory viruses are more prevalent in winter.

Flu can actually cause death, especially in children and the elderly, and of course, it can mutate into even more deadly strains.

But apparently the researchers from the National Institute of Child Health and Human Development (NICHD) say influenza viruses coat themselves in a fatty protein called HEMAGGLUTININ, that hardens and protects them in colder temperatures.

They suggest that this may be the reason why winter is the flu season.

It seems the fatty coating around the virus melts in the respiratory tract, allowing the virus to infect cells. Apparently it is this special fatty insulator which gives them an advantage in the cold temperatures of the winter.

When the influenza viruses are in a warm environment such in summer, they die quickly and are usually less able to infect more than one person.

The head of the research, Joshua Zimmerberg, says it is only in this liquid phase that the flu virus is capable of entering a cell to infect it.

It will be interesting to see how this affects the way we fight the flu now, whether the vaccines really are effective, or if some other way can be found to fight flu.

To read the full article on the flu, go here:
http://www.news-medical.net/?id=35829

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The Seven Deadly Sins That Lead to Debt

The Seven Deadly Sins That Lead to Debt is an interesting article by Sheyna Steiner that was published on  Wednesday, February 27, 2008 at bankrate.com and referenced in the Yahoo Finance section.

The premise is that the 7 Deadly sins lead us into debt, and create a hell for us not just in the afterlife, but in this life. Only my avoiding temptation can we get ourselves out of debt and direct our discretionary cash in the direction of worthwhile financial goals.

So, just to remind you, the 7 deadly sins are:

 
Envy

Pride

Sloth/laziness

Anger/Wrath

Greed

Gluttony

Lust

 
You can kind of catch the drift, can’t you. These motives provoke you into going over budget, running up credit card debt, and staying in that debt.

 My favorite part of the article is a truly giggle-worthy moment in which they point out that Americans spend an estimated  $10 billion to $13 billion on adult entertainment, mainly thanks to the internet, and that money could be better spent on retirement accounts!  They do have a point, but in our immediate gratification based society, I doubt they are going to want to interrupt their cycle of porn consumption or addiction to worry about their retirement!

 
Still, it is very useful article that should help you take a look at your own spending in a whole new way!

 http://finance.yahoo.com/banking-budgeting/article/104501/The-Seven-Deadly-Sins-That-Lead-to-Debt 

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What to Do About Wedding Favors? Part 3

AFFORDABLE WEDDING FAVORS
One simple way to make wedding favors more affordable is to give a wedding favor of a single real or silk flower to each guest. If you are already planning to have floral centerpieces you can discuss your options with your florist beforehand.

You will likely be able to negotiate an affordable price for this favor because you are already purchasing your centerpieces from the florist. Selecting one flower used in the centerpiece and having your florist supply enough of these to give as favors is a really nice way to tie the centerpieces and the favors together.

Alternately you might want to give each of your guests an artificial version of one of the flowers used in your centerpiece. These can be rather inexpensive and can also serve as a lasting reminder of your wedding.

You can add to this by getting ribbon printed with your special day’s details on it, again in the matching colors of the floral arrangement or your wedding’s chosen colors, and have the ribbon printed by the yard for the flower favors, and for any special gifts you might want to give to your bridesmaids and groomsmen.

Another way to keep wedding favors more affordable is to discuss your options with a wedding favor distributors. Many of them likely have closeout items available as well as discount items. Closeout items are items which have been discontinued, but the distributor may have enough in stock for all of the guests at your wedding.

Wedding favor distributors might be willing to offer you a discount if you are purchasing a large number of favors.

For the moment, you just need to make up your mind. If no, no problem.

If you have decided to go with a wedding favor, pencil in a notional amount in your budget to cover all costs, unit price plus extras per person (say $5) and start setting that aside. (You might also want to add the price of the thank you cards and postage to your budget sheet while you are at it.)

In our further articles, we will be giving you more specifics on the kinds of wedding favors available, and how to choose the one that is right for you and your quests.
What to Do About Wedding Favors?

3 parts, 1180 words


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Stabilize Your Current Financial Situation First Before You Invest Part 2

Stabilize Your Current Financial Situation First Before You Invest Part 2

Now that we have looked at our budget, we should be able to see where our money is going, and find some ways of stretching it to find extra cash to either pay off existing debt, or invest.

If you are like most American households, you’re probably carrying a fair amount of consumer debt, spread out in so many ways you probably think that it is either no big deal, a little bit here, a little bit there, or you’ve started to realize from your budget that all those little minimums are starting to add up to one big debt burden you’ll never get out from under. So, what can you do?

DEALING WITH CREDIT CARDS

High interest credit cards drain any discretionary income you have coming in. Cut them up and pay them off.

If you have high interest outstanding loans, pay them off as well.

Try to be savvy with the credit card companies. See if you can exchange the high interest credit card for one with lower interest. You can even approach your credit card company and tell them you have had a better offer. Ask if they are willing to match the APR, or at least lower your existing one substantially.

Otherwise, transfer your balances to the new card and cut up the old one once you know the transaction has gone through. Just be sure to keep up your payment/s with the existing credit card until you are sure that the balance transfer has gone through.

Do be careful, however, about cards with a low introductory rate. Make sure that you know when it is, and make a concerted effort to pay it off before that time, so you are not hit with an APR which in some case might be greater than the original.

Refinance high interest loans with loans that are lower interest. You may have to use some of your investment funds to take care of these matters, but in the long run, you will see that this is the wisest course of action.

Paying off the credit cards
Once again, look at all your monthly credit card statements.
Make a list of the APRs, and balances, and then start paying them off one at a time, starting with the biggest APR and the biggest balance.

Yes, you have a whole bunch of bills every month, but no, they are NOT all equal. the big APR and balance will cost you a lot more in the long run if you don’t nip it in the bud now.

And nip your impulsive spending habits as well.

If you do need a credit card for emergencies, carry the one with the lowest APR around with you, and again, write down everything you spend.

Also be very strict and careful with what you define as an ’emergency’: trust me, that new pair of jeans in the window on the corner is NOT it.

To continue reading this article, visit Stabilize Your Current Financial Situation First Before You Invest Part 3.

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Book Review: A Wild Pursuit by Eloisa James

1.0 out of 5 stars A hopeless muddle

This author was recommended to me by a romance editor for a big publishing house as an example of how to write a good romance. I will give you all the same reply I gave her as to why it is such a mediocre book.

The manuscipt is littered with errors right from the first page. There is no excuse for this with a spelling and grammar checker on most computers these days.

The first chapter is nothing more than pages and pages of exposition and background information dressed up as dialogue, with no sign of the main characters except as people to be gossiped about in the vaguest way.

Hero-male of species, Heroine-scandalous woman-but then they ALL are in this book so why do they care? They don’t. They flout convention, so there is nothing at stake.

When the hero and heroine meet, there is no heat, just a rather crude leering on the hero’s part. Then he decides to seduce secondary character Helene to play it safe, because she is married. Complete hypocrisy and lechery are not very worthy character traits in a hero.

We get reams of tedious info about Helene’s failed marriage, husband, husband’s mistress, her music, her husband’s career. In fact, we get the entire past sexual histories of all of the characters within the first 30 pages or so. Not subtle at all.

There is way too much internalization, especially for people who are not the main characters. The internal monologue is not delineated with italics, so we get long paragraphs that look hashed together.  We are not really interested in what they are supposed to be thinking and feeing because we are trying to find out about the main protagonists and how they meet and supposedly fall in love.  Someone should remind the author of this.

Even worse, Stephen suddenly wakes up at the age of 43 and decides to be married, wonders where the last ten years have gone, and decides he needs sex? Ludicrous. The author can’t write about men at all.

Why have such a panoply of characters and affairs? THREE! It only waters down the romance between the hero and heroine.  We want heat and passion, not a costume drama which is about as memorable as one of Rees’ White Elephant Operas.

This is also an absurd way of the author setting herself up for the next book with Rees and Helene-we need to care about the characters enough to see them through to the end, and while they are trying very hard to be witty and charming, I see nothing of interest in any of them.

Helene deciding an affair is a great idea after years of chastity is also absurd. Once again, these characters have nothing at stake, they just do as they will. They are financially independent, can do as they like. This was not the norm for the period at all, and destroys any tension she might have created. Where is the heroine in all of this? Lady Bea is a mere cipher.

Stephen is one note-Reform. The Tories were not interested in reform, so if he is Castlereagh’s most trusted man, this is utterly ridiculous. The little research that has been done is literally on the pages-an historical novelist should never show her corsets! One should introduce the historical detail as seamlessly as possible.

Everything lurches, with jarringly discordant and jerky notes like Helene’s waltz. I won’t even go into the whole age of the waltz debate which readers love to argue about, except to say that it is not some newfangled thing as they all make it out to be. Stephen as someone with little social life and experience of dancing is absurd for this time, period, especially given his single state and title.  He would have been expected to make a decent show of the social season, not act like a wallflower.

There is little setting woven into the book at all. I get the dressing room and the Rose Salon, the goat pasture, but no specifics, furniture, size of room, curtains upholstery, even a fireplace would be nice. Their dialogue is jarringly modern in places.

I hardly even get any details about what any of them are wearing, usually a bit interesting to at least take us out of endless plot and narrative. The setting is NOT integrated into the book in any meaningful way. The action, such as it is, could literally be taking place anywhere.

This pseudo-comedy of manners could take place at any period of time because the characters don’t give a fig about mores and they have no basis in society. They just live in their own little world apart from Stephen and his misplaced Radical sensibilities if he is a Tory.

The romance part of it: well, what can I say. When they finally do ‘it’ there is so much mention of the goat I thought I was going to get a bestial menage a trois. There was no heat or heart to the encounters between them, and there was no sequel to the scenes-they have sex, and then we get another domestic drama chapter.

He creeps into the room, douses her with water, and it just drones on to a very unexciting chapter end, with no follow up there either. I would have liked to see warmth, commitment, their affair advancing, their plans for the future. Them actually speaking to each other about something other than sex. They are like wind up toys jerking to their conclusion.

Instead of a real conversation, we get Bea proposing via Romeo and Juliet and the second ‘heroine’ via the Song of Solomon. Very unoriginal, it has all been done before, far better elsewhere, and the characters have so little to say for themselves they can’t even use their own words to woo each other?

Or the supposedly brazen hussy is suddenly coyly shy? We expect growth and development from really good characters, and consistency as well. They are consistently dull, but not much else.

The two epilogues are ridiculous as well. These people are not firmly fixed in their society or they would never so blithely court scandal.

None of them ever learn their lessons, they are just wilful, capricious and obey the dictates of their loins. I dread to think what will happen to Stephen and Bea when he starts to go impotent.

At best this is a mildly diverting book one can waste a few hours at the beach with, but in terms of capturing the Regency period, it is average to poor, and in terms of romance, it is poor.

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What to Do About Wedding Favors? Part 2

WEDDING FAVORS AND YOUR BUDGET
You may wonder why a couple would consider not giving wedding favors at their wedding. In most cases, the simple and obvious answer to this question is that the couple is working within a very tight budget and is afraid that purchasing wedding favors for each of the guests will put them over-budget.

This is a very valid concern, but the good news is that there is a wide variety of wedding favor price ranges now, to help cater to all budgets and sizes of parties.

However, before you start shopping and thinking the item is ‘just’ $2, remember that you will have to buy one each for every guest on your list. You also need to consider whether or not your favor will have to be wrapped, decorated, stuffed with candy, and so forth.

So while the wedding favors may be fairly inexpensive, this unit price must be multiplied by the number of guests in attendance. So, using our example above, you may select a favor which costs only $2 per favor, but you may be expecting 400 guests at your wedding.

This means the costs of the favors alone will be $800. And as we said, may not even include the costs associated with boxing, wrapping and decorating the wedding favors. Plus possible shipping to people who could not make it to the actual wedding or reception, but whom you might feel you definitely want to give a gift to.

Then there is the additional question of customization. Many places now offer wedding favors with names, dates and so forth on the gift itself to mark the special day, but the number of words, colors, fonts, and so on, can all start to add up if you are not careful.

Budgets are of course a key aspect of any wedding (sorry, all you romance lovers out there, but it is TRUE!), so you need to start thinking right now about the question of wedding favors to make sure the cost is incorporated in your budget now. We all know that everyone wants a memorable wedding day, but remember that it is also only ONE DAY in the rest of your lives, so getting up to your neck in debt over ‘trinkets’ is not the best way to start that new life.

But for those of you who feel they really want to give a wedding favor as a token of gratitude, it is important to remember that wedding favors do not need to be expensive or extravagant.

What to Do About Wedding Favors? Part 3 will talk about affordable wedding favors.


Shop now at the #1 Wedding Favors website for all your wedding and shower favor needs.

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There is No Prince Charming or Mr. Right, Part 2

There is No Prince Charming or Mr. Right, Part 2

So now that you know there is no perfect prince charming for you, your reality colored glasses can help you find a fabulous guy if you’re prepared to put in the effort.

FIRST STEPS FOR ONLINE DATING

If you decide to try online dating, try to keep an open mind. Mr. Right and Mr. Right Now are of course two different people, but to mix my metaphors, sometimes it’s not the destination that’s important, its the journey. Even if you don’t meet any fantastic guys for romance, you might end up with some good times and new friends along the way. But you’ll never know if you don’t put yourself out there and try.

Find an online dating site that fits your needs, that has the kind of people you think you’re going to be interested in. Some sites are religious in orientation, some are organized along racial lines. the main sites competing for your attention on the TV ads have a larger number of people to choose from, and also more carefully developed rules and support, so when you are trying to decide, look around the site to see how professional it looks. Don’t just post personal things on any old site.

Once you’ve found a site you like, you will need to answer some basic questions, and write a great profile. You will also have to post a flattering picture. Soon your matches will start coming in, and you can start contacting eligible men on the site, and they will begin contacting you. Enjoy meeting them online, and take it slowly.

Get to really know them before you decide to talk on the phone or meet, and even then, make sure it’s only for something stress-free like coffee rather than a nerve-wracking ‘date’. And make sure to take every precaution for your own personal and internet safety–never post anything you would be embarrassed for friends or other people who know you to ever see.

ONLINE DATING DOS
So to recap what you will need to do to start off on a successful trip into the world of online dating:

Do your research to finding a good site/s to join
Fill out their questionnaire/s
Write a great profile
Post a fab picture
Be honest about who you are and what you are looking for
Be respectful of people’s time and feelings when you communicate
Be safe and sensible both online and offline

Following these few simple could pay off big dividends in the online dating worlds. Mr. Prince Among Men, or Mr. Close-Enough-to-Right could be a few clicks away.

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