Category: Entertainment

Book Review: A Beginner’s Guide to Buying Life Insurance

This is a really easy-to-use life-insurance guidebook which can help you plan for the unthinkable, and also learn how to use life insurance as a means of financial planning for your family. You might think you know all about life insurance, but in fact, there are several different kinds, some of which can actually be used as an investment to improve your family’s financial future, so that you can enjoy your later years if you do not actually pass away, but live until a ripe old age.

For others families with a large number of assets, they might decide upon a different type of policy in order to protect their hard-earned money from estate taxes and thus leave a larger legacy to their loved ones.

We appreciated the way that the author, Jim Franklin, laid out the differences between the policies really clearly. We also loved the little extra guide book provided for us to be able to download and print out to use when we were talking to our own Chartered Life Underwriter about the kind/s of policies that suited our personal life insurance goals. Reading books on a Kindle and other e-reader can be really handy, but we appreciate the time and effort the author and publishers took to provide this additional valuable PDF for us to download from a special supporting page they gave access to at their website through the ebook.

This handy guide will help answer your most important questions about life insurance, make your own calculations as to what you really need, and generally give you detailed information that will help you make informed decisions about what kind of life insurance. It also gives handy advice on the pros and cons of each type of insurance, and how to deal with the question of insurance pay outs.

Life insurance is certainly not cheap, but the authors give you an invaluable overview to help you understand exactly what you are buying, and why, and helps clarify your financial goals for your family, and the best ways to meet them, regardless of whether you are still alive, or have passed away.

We certainly hope we will all be here for many years to come, but this guide can help you plan for the best and prepare for the worst scenarios, and give you peace of mind knowing your loved ones will be taken care of in the event of you suddenly no longer being in the picture.

If you want to compare policies, watch out for insurance purchasing pitfalls, and use your life insurance as smart investment vehicle, this guide can help you with all of these goals.

Buy Now: A Beginner’s Guide to Buying Life Insurance (Money Matters)

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Engagement Party Games

The engagement party is a time when the families of the couple will be together to get to know one another. In some cases, this might be the first meeting between the two families or groups of friends, and any icebreaker activity will be a welcome event.

In that light, whoever plans the engagement party (likely the bride’s family, but it can be the engaged couple or anyone else who wants to plan the party) should plan a few games and activities designed to help everyone get to know everyone else.

First up is a trivia game. Create a “Trivial Pursuit” type game with questions about the bride and groom’s lives. You might contain the questions to just facts and events relating to both the bride and groom (such as how long did it take her to say “yes” when he asked, where did he propose, where did they meet, etc).

Or you can include questions pertaining to their lives outside of each other and before they met each other. Not only can this be fun, but also it’s an entertaining way for people to get to know each other and the engaged couple better.

One popular icebreaker that’s used at corporate functions and company parties can also work really well at engagement parties. Tape a large lined card to each person’s back and encourage him or her to work the room, mingle with everyone and particularly try to get to know someone they have never met before.

Before moving on to someone else, be sure to make a comment about the person on the card on his or her back. The engagement party guest can write a polite impression of that person, such as “she seems sweet” or “he knows a lot about the weather”.

This icebreaker ends when the mingling session is over. The cards are then read by the owner of the card, sharing it with the people around them, who have to untape it from their back! People not only get to know each other better, but enjoy hearing all the comments people made about them. It is also a little keepsake of the special day.

Try to ensure that comments are complimentary or somehow presented in a positive light. Hurtful comments, obviously, are not appropriate. Not unless you want a war between the families, that is!

If this is truly the first time many of the guests have met, then another fun game involving the wearing of cards might be in order. In this game, each guest wears a card on their front that has their name on the front and a number on the back. They don’t share with anyone what their number is. Guests mingle and chat and get to know each other over the course of the evening.

Toward the end of the evening, the cards are flipped over and the number side is shown. Everyone gets a piece of paper and writes the numbers on the paper, then tries to correspond the name of someone with their number. This fun game can be hard for people who are bad with names, but it’s fun nonetheless.

For an activity that doesn’t put people on the spot quite so much, consider letting the already marrieds help out the to-be marrieds. Place two pieces of posterboard on the wall and mark them “advice from women” and “advice from men”.

Now is the time to offer advice about wedding planning, not about being married. That advice can come later. There will certainly be plenty of it!

Encourage guests to offer their own wedding planning advice. The advice from older people at the party could be decidedly different from the younger couples in the group, making for an enlightening group of comments which can also be useful for the couple and help them plan for their big day.

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Book Review: Poisoning Our Children

Is your environment healthy? Or are your kids breathing and living in an environment that is toxic and may be causing serious harm to them? What do you really know about the environment in which you live?

In Poisoning our Children, Nancy Green describes her difficult journey to discover the source of her illness and her efforts to make herself and her environment healthy again. In doing so she outlines ways that everyone can eliminate exposures to dangerous chemicals. She particularly addresses how parents can create a safe, non-toxic environment for their children.

Included in this useful book is information on some shocking things that most people are not aware of, including:

-the pesticide residues in food:

-the formaldehyde in furniture, carpeting and clothing;

-the untested chemicals in household cleaning products;

-the number of chemicals in everyday items like soap and shampoo.

 

The how and why these chemicals can make us sick, and what to do about them, is a major part of this ground breaking book.

The author shares how over the course of many months, with trips to several doctors, she suffered debilitating symptoms of an illness that defied diagnosis.

The final diagnoses that was given was astounding and unbelievable: her home was literally making her sick. With the knowledge she gained, Green began to get well, and set out to learn all that she could about the chemical/health disorder known as Environmental Illness (EI).

In the book she makes a convincing case for parents to change from a toxic to non-toxic lifestyle, with a lot of practical “how-tos” included.

While Green’s story may be an extreme example of EI, her cautionary tale is one to be heeded. Parents have serious choices to make when it comes to what is in and around our home.

To be educated is the best way to know what is around our kids that can cause irreversible harm. Poisoning Our Children is the perfect resource to learn about what lurks in the environment that might be harming your family, and how to live a cleaner and greener lifestyle without so many harmful chemicals.

 

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