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Cuisinart DLC-2014N Powerprep Plus 14-Cup Capacity Food Processor Product Review

Cuisinart DLC-2014N PowerPrep Plus 14-Cup Capacity Food Processor, White
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The Cuisinart DLC, has a round design. It has a wide feed tube that can take in a large capacity of fruits and vegetables to process. Its attachments include stainless, shredding, slicing, chopping and s mixture discs that are dishwasher safe. These attachments ensure that your work goes on faster and easily. The 14 cup capacity work bowl provides you scope to work on large quantities of food. The body has touchpad buttons with indicator lights, for better control.

Product Features

• 14-Cup Work Bowl Offers Maximum Capacity
• Wide Mouth Feed Tube Shortens Prep Time
• Touchpad Dough Control And Powerprep Dough Blade Make Dough Quickly
• Custom Spatula, Recipe Book, And How-To Video Included
• 10-Year Motor Warranty

Customers loved the operation of this food processor, which was evident when they said that it can easily handle even the toughest of the bread or cookie dough. They said that they were able to work with fruits and vegetables as whole without having to preprocess them. With respect to the design customers said that it looked good in their kitchen; many pointed out that they liked the way the cord can be wrapped underneath the machine. Customers also said that the food processor was built for lasting long and the work bowl also feels strong. Customers also noted the recipe booklet and video were nice additions to the product.

Cuisinart DLC-2014N PowerPrep Plus 14-Cup Capacity Food Processor, White

Money Matters for June

Here is a calendar of events that will help you say on top of your finances this June.

1-30 National Fresh Fruits and Vegetables Month. Celebrate the fresh fruits and vegetables you can get from your local farmers’ markets this month. Save more money and boost your local economy by purchasing produce from farmers’ markets.

1 Atlantic Hurricane Season Begins. Avoid experiencing a storm in your financial life. Take a look at your monthly credit card debt. Reduce unnecessary monthly fees and expenses by paying off all those balances.
13 Update your Resume. Spend some time reflecting on your career. Are you accomplishing what you’ve hoped to accomplish? Do you love your work? It’s good to keep your resume updated, just in case you decide to make a career move.
14 Flag Day. Today in the USA we celebrate the creation of our flag, which stands for the unity and independence of our country. Honor your country and community with responsible management of your finances. It’s a great day to open a savings account or add to yours.

15 Estimated 2nd Quarter Taxes Due. For those who are self-employed or have other income to report, now’s the time.
17 Father’s Day. Father’s Day is the perfect day to spend time with your dad. Why not take advantage of the opportunity to ask him for nuggets of wisdom about personal finances today?
20 First Day of Summer. Take advantage of this day to plan a relaxing vacation or weekend getaway. Save up cash so that unnecessary after-vacation credit card bills aren’t part of the memories.
28 Insurance Awareness Day. Today’s the day to look over your insurance plans — auto, home, health, and life. Do you have enough insurance? Protect yourself with judicious insurance planning.
30 Evaluate Your College Savings Plans for Your Kids. Now that this school year’s done, take some time to examine how you’re doing in terms of college savings plans for your children.

June 1, 2012By admin Frugal Living, Money, Shopping frugal living, money matters, smart shoppingLeave a Comment

How to Resolve Issues on Your Credit Report

One thing a lot of people want to know is how to fight a dispute they have with the credit bureau. This can be a tricky issue.

How does the system work?

Basically each of the finance companies you work with reports to either Equifax, Expedia, or TransUnion.

But very few report to all three.

And because of this, you never know where an error will occur, because your report might be flawless with one bureau and not with another. It just depends on which merchant made the mistake.

And mistakes happen all the time.

More than 50% of people have one or more errors on their report. This could easily affect them when they apply for their next loan, mortgage or credit card.

Don’t the bureaus check for accuracy from time to time? No they don’t. These glitches will never get repaired unless you do something about them.

So how do you file a dispute? Here are the three steps you need to take:

#1) Call up the finance company the mistake occurred with.

Verify with them that you made the payment on time. If they confirm it, you need to file your dispute.

But will the credit bureaus even pay attention to you? Yes, because they are required by law to look into every claim filed with them.

How long will it take?

They have to get in touch with the merchant in five days or less, and reach their decision within thirty days.

#2) Send the bureau a letter.

Tell them exactly which transaction you have issue with. Don’t be vague.

What do you say?

There are plenty of dispute letters online you can use for reference. But essentially you just want to let them know that you found a mistake(s) on your report and detail the mistake.

Make sure to include documents that verify your claim, such as cashed checks, etc. This makes it much more likely to be resolved.

#3) Send it via certified mail.

Then write yourself a note somewhere to remind yourself to check in on them after thirty days.

What if they exceed this time limit?

Then call them up and see what’s going on. After all, you have a legal right to an answer within this time, and you need to hold them to it.

The bottom line: you need to be proactive about your credit score. If you aren’t, then you could easily have mistakes that negatively affect you for seven years down the road.

And it would be smart to check in with your report every few months to verify everything is still correct. Almost nobody does this, but making this a habit is smart. Just make the date on your calendar three months from now so you don’t forget.

FURTHER READING:

Tips for Paying Off Credit Card Debt, Part 1

Tips for Paying Off Credit Card Debt, Part 2

May 29, 2012By admin General credit bureau, credit managementLeave a Comment

How To Get and use a Credit Report to Improve Your Finances

Everyone has heard of a credit report. But many people don’t know exactly where to get it, or what to do with it when they have it.

What is a credit report?

It’s basically a track record of your past financial performance.

What does it track?

It looks at when you have paid your bills, the amount of credit you currently have on your cards, how much debt you owe, and so on. In other words, it is a snapshot of the past seven years or so of your financial habits with respect to credit and debt in your life.

Your past record is an indication of future performance. It can helps help any would-be creditor determine whether or not to give you a loan, mortgage, or credit card. It also determines what the interest rate will be. Even college loans are awarded based on your credit history. In other words, if you don’t have a good financial record, this could affect your entire financial future, and that of your children.

What counts as a good credit score?

Generally, a credit score of at least 700 these days is considered to be a good one that will help make it easier for you to borrow and will also offer you the chance for the best interest rates.

Who tracks it?

The three major bureaus are Experian, Equifax, and TransUnion. You can get a free copy of each report once a year. They will not all be identical, but they will be similar. You can also get one every 4 months to keep tabs on your reports and make sure there is nothing incorrect on the reports.

The most important thing is to check once you get your report is that there are no errors. If there are, you need to get the report fixed quickly so that it does not damage your credit rating.

It also helps prevent identity theft.

Since you can track all your financial history, it will be easy to see if there are charges you don’t recognize. The bottom line: make sure you look carefully on each report to verify that everything is correct. This could easily be the difference between getting that loan or not, or getting a good interest rate or a bad one. Therefore, it pays to do your best to try to establish a better credit score for yourself, for a better financia future, not caught in the credit crunch.

FURTHER READING:

7 Ways to Protect Yourself from a Recession

Top Ways to Save An Extra $100 Each Month

May 27, 2012By admin Money credit report, financesLeave a Comment

How to Get Started With Credit Repair

Credit Repair- Getting Started

There are all kinds of credit repair tips out there. The reality is that if you have bad credit, there tons of simple solutions. It’s very possible to improve your credit and even completely fix it in a very short time period.

How? Here are four most of the most effective strategies:

#1) Credit counselling

This will not only give you strategies for better money management, but the company will negotiate with the creditors on your behalf as well. In many instances they can reduce the amount you owe substantially.

Since they are very experienced in the industry, they have a much better chance of negotiating better terms for you than if you were to do it yourself.

#2) Look for mistakes on your credit report

One very simple and easy method to quickly improve your credit is to just scan your report. Anyone can get a copy of their report for free at least once every 12 months, so it doesn’t cost you a dime.

What if you find errors?

Then just call up the credit bureau and let them know. They will look into it. If they verify that indeed they made a mistake, they will erase it from your report.

This will instantly improve your credit score. And since mistakes are quite common, there’s a good chance of this working.

And don’t give up.

Even if they don’t remove something the first time, keep after them. It might take two to three months, but eventually you can get that erroneous late payment taken off.

#3) Pay on time

This is one of the simplest methods to raise your credit. It’s so obvious it might not seem worth mentioning, but it’s one of the most important tips of all.

What if you can’t pay on time?

If this isn’t possible because you have too much debt, attempt to get a consolidation loan. This might reduce the amount you owe, and it also makes it easier for you to pay them.

#4) Build up your investments

Instead of spending on things you don’t need, start putting a certain percentage of your money away every month for investing. This is easily one of the best methods to repair your credit.

But be wary of scams.

Remember, there are many firms that go after people with bad credit. They claim they are going to help them you raise your score. But often times they just take your money and disappear.

How do you spot those companies?

Basically, if they charge you a huge upfront fee, you know they are dishonest. Also, if they say to dispute everything on your credit report even if it’s right, it’s certain they are not legit.

By implementing these tips, one at a time, you can improve your overall credit rating and start reaping the benefits of having a high credit score.

FURTHER READING:

Emergency Fund 101: How to Save Money for Unexpected Expenses

The Best Ways to Save $25 Per Week

How to Transform Your Money Mindset

May 25, 2012By admin General credit, finances, moneyLeave a Comment

Top Tips for Saving Money on your Wedding Gown

Choosing a gown for your wedding day is one of those moments that every bride eagerly anticipates. It is an exciting feeling to go into a bridal store and sift through the wads of silk, lace and tulle, imagining the effect a certain dress will create when you make your entrance. As the bride, all of your guests will be looking forward to seeing what you wear. Your dress will be admired long after as well, when it is forever captured in your wedding photos.

When you are planning a wedding on a budget, though, you may not be able to spend thousands of dollars on the gown you’ve always dreamed of wearing. That doesn’t mean you can’t have a wedding dress you truly love. Here are some tips you can follow for saving money on your wedding gown, so you can be a picture-perfect bride while still staying within your means.

Rent a Dress. One very easy, affordable option is to rent your wedding dress. Many bridal shops offer this alternative to buying your own. If you won’t regret not having a wedding dress of your own to treasure, and maybe one day pass on to your own daughter, renting may be a very good choice for you.

Hire a Seamstress. For brides who do want a dress of their own, hiring a seamstress may be the answer. Find a dress you like then have your seamstress make you a less expensive version of the dress. Your dress may be made more affordable if you use less expensive fabric, follow a less elaborate style, or just make some adjustments, like having a shorter train. You will want to find a seamstress who is experienced in sewing wedding dresses to make sure it turns out like you hoped.

Look for Clearance Sales. Bridal shops often sell off-season dresses and discontinued dresses at incredible discounts. Keep your eye open for these sales and for your perfect dress. When shopping at a clearance sale, though, don’t let yourself get distracted by the full-priced incoming stock.

Buy a Used Dress. Some brides sell their dresses after their big day. Look on Craig’s List or eBay to find one that suits you. There might also be some consignment shops in your area that sell used wedding dresses.

Borrow a Dress. Your mother, aunt, cousin, sister or friend might have a dress that would look perfect on you for your special day. Wearing a dress that belongs to someone you love may make the day all the more special for you. If you do decide to borrow a dress, be sure it’s within two sizes of what you wear in order for it to be altered properly.

Buy from Brides Against Breast Cancer. One more place you can look for a wedding dress is Brides Against Breast Cancer http://bridesagainstbreastcancer.org/ This is an organization that women donate their used wedding dresses to, and they are resold at a discount to raise money for breast cancer. They have sales in various places in the United States.

By following these tips for saving money on a wedding gown, you will be able to make the entrance you envisioned without going over your wedding budget.

FURTHER READING:

Planning the Perfect Wedding

May 24, 2012By admin General wedding planning, wedding-gowns, weddingsLeave a Comment

Great Wedding Cakes Even on a Budget

Traditionally, something that every wedding must have is the beautiful cake to serve at the end of your wedding dinner. Not only is it the finishing touch to your meal, it’s the focal point of many wedding traditions. For one, there’s the beautiful table set up with the wedding cake for everyone to stop and admire. Then there is the much-anticipated photo opportunity of the newlywed couple cutting the first piece of cake together. And, of course, the delightful moment of them smushing cake into each other’s faces.

You might envision having a multi-tiered cake with sugary flowers in the same shades as your wedding colors. However, these cakes can be quite costly. To help keep your wedding costs under budget, here are some ideas for stylish, delicious wedding cakes on a budget.

Cupcakes. One popular alternative is to bake or order cupcakes instead of a wedding cake. You can display them in tiers, as you would a cake, so you get the same effect. With the right decorations, cupcakes can be very elegant as well. One idea is to use icing to write the bridal couple’s initials on each cake. Another is to decorate them with icing or candies. Besides costing less than a traditional wedding cake, cupcakes are easier to serve than cutting and serving a cake. And who doesn’t enjoy eating a good cupcake?

Sheet cake. Instead of ordering a fancy wedding cake to serve all your guests, order a smaller version to put on display. At the same time, order a large plain sheet cake in the same flavor with the same icing. When it comes time to serve the cake, serve the sheet cake instead of the decorated one. No one will notice where their piece came from, and it will save you a lot of money.

Bake your own cake. Add a personal and delicious touch to your wedding by baking your own cake. If you’re not a baker, perhaps one of your friends or family members would like to bake one for you. Someone who enjoys baking might be honored to bake your cake as a wedding gift to you. To decorate, you can use candies, fruit, ribbons, or fresh flowers.

Styrofoam cake. This might not sound appealing, but it can give your budget a break and create a very beautiful effect. Rent, buy, or make your own Styrofoam wedding cake. Supplies are available at most wedding supply stores and craft shops. Then ice and decorate it just as you would a real wedding cake. It will look just like the real thing, without the expense. When it comes time to serve the cake, cut a plain sheet cake and leave the Styrofoam one up for decoration.

If none of these options fits within your budget, you can also skip the wedding cake altogether. Instead, serve one of your favorite desserts to your guests. Including a few non-traditional elements in your wedding can make it more memorable and personal for your guests.

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