Each year, more people go into debt with their holiday spending. It isn’t just the gifts, but the decorations and meals as well.
Everyone wants to have a memorable holiday and make it special for all involved, but you don’t have to spend a lot to do so. There are many ways to have a wonderful holiday without breaking the bank.
In Mary Hunt’s Debt Proof Your Holidays, she shares great tips for not only saving money, but having a delightful holiday with your family and friends as well.
Gifts: When it comes to gift giving, people tend to go overboard thinking they have to spend more to prove they care more. This simply isn’t the case. Make changes as a family, and it will help everyone spend less.
Make gifts instead of buying them–A handmade gift or card always means more.
Shop early and look for bargains–and don’t fall prey to ‘last minute’ requests from family and friends.
Do NOT use credit cards – There are ways to purchase larger gifts and still avoiding the credit card trap.
Creative gift wrapping – Instead of store bought paper and ribbons, make your own.
Decorating: There are many simple things that can be done to create a festive mood around the house. Making your own decorations, or finding a good sale, are only the beginning.
Use things you already have around the house.
Don’t buy all new decorations each year.
If you have to have ‘new’ things, buy them at the after holiday sales, and wait til next year to enjoy them.
Meals: Holidays and meals seem to go hand in hand with most families. In addition to overeating, we tend to overspend, so create simple recipes and show within your budget.
Don’t overdo it on booze either. It costs a lot, and piles on the calories.
Mary Hunt’s sense of humor, combined with her money saving tips, make this book a sure winner and a big help to those wanting to save money and still enjoy their holiday season.
