This is a really easy-to-use life-insurance guidebook which can help you plan for the unthinkable, and also learn how to use life insurance as a means of financial planning for your family. You might think you know all about life insurance, but in fact, there are several different kinds, some of which can actually be used as an investment to improve your family’s financial future, so that you can enjoy your later years if you do not actually pass away, but live until a ripe old age.
For others families with a large number of assets, they might decide upon a different type of policy in order to protect their hard-earned money from estate taxes and thus leave a larger legacy to their loved ones.
We appreciated the way that the author, Jim Franklin, laid out the differences between the policies really clearly. We also loved the little extra guide book provided for us to be able to download and print out to use when we were talking to our own Chartered Life Underwriter about the kind/s of policies that suited our personal life insurance goals. Reading books on a Kindle and other e-reader can be really handy, but we appreciate the time and effort the author and publishers took to provide this additional valuable PDF for us to download from a special supporting page they gave access to at their website through the ebook.
This handy guide will help answer your most important questions about life insurance, make your own calculations as to what you really need, and generally give you detailed information that will help you make informed decisions about what kind of life insurance. It also gives handy advice on the pros and cons of each type of insurance, and how to deal with the question of insurance pay outs.
Life insurance is certainly not cheap, but the authors give you an invaluable overview to help you understand exactly what you are buying, and why, and helps clarify your financial goals for your family, and the best ways to meet them, regardless of whether you are still alive, or have passed away.
We certainly hope we will all be here for many years to come, but this guide can help you plan for the best and prepare for the worst scenarios, and give you peace of mind knowing your loved ones will be taken care of in the event of you suddenly no longer being in the picture.
If you want to compare policies, watch out for insurance purchasing pitfalls, and use your life insurance as smart investment vehicle, this guide can help you with all of these goals.