Interest rates can really eat into your finances over the long haul. On a monthly basis, it might not seem like much, but it can really add up over the long term, especially if you are only paying minimums at the moment.
If you are eager to start saving more money for a rainy day, then why not start with tackling your credit card debt, beginning with lowering your interest rates? Try these strategies to reduce the interest rates on your current debt.
Getting a lower interest rate on your debt can be much easier than you think. Look at your debts and their interest rates, see where you could make a difference, and go for it!